{"id":106,"date":"2024-03-29T10:34:57","date_gmt":"2024-03-29T01:34:57","guid":{"rendered":"https:\/\/sumnmoney.newsdaa.com\/?p=106"},"modified":"2025-06-07T09:02:29","modified_gmt":"2025-06-07T00:02:29","slug":"%eb%b3%b4%ed%97%98%ed%95%b4%ec%a7%80%ed%99%98%ea%b8%89%ea%b8%88","status":"publish","type":"post","link":"https:\/\/sumnmoney.newsdaa.com\/?p=106","title":{"rendered":"\ubcf4\ud5d8\ud574\uc9c0\ud658\uae09\uae08"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"106\" class=\"elementor elementor-106\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2ecd0938 e-flex e-con-boxed e-con e-parent\" data-id=\"2ecd0938\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4bda2406 elementor-widget elementor-widget-html\" data-id=\"4bda2406\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div 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\uac00\uc0b0\uc774\uc790 \ub4f1 <strong><a href=\"https:\/\/savemoney.newsdaa.com\/\">\ub0b4 \ubcf4\ud5d8 \ucc3e\uc544\uc90c \ud648\ud398\uc774\uc9c0<\/a><\/strong> \ud655\uc778\uc774 \uac00\ub2a5 \ud569\ub2c8\ub2e4.\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-75214173 e-flex e-con-boxed e-con e-parent\" data-id=\"75214173\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-364baee3 elementor-widget elementor-widget-heading\" data-id=\"364baee3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\ud83d\udcb0 \ubcf4\ud5d8 \ud574\uc9c0 \ud658\uae09\uae08 Q&A<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-757f741a e-flex e-con-boxed e-con e-parent\" data-id=\"757f741a\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-64257523 elementor-widget elementor-widget-text-editor\" data-id=\"64257523\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p id=\"a0214f46-da54-4bb5-92f0-7ddf8bad49c8\" class=\"css-14on8x8\"><strong>\ub0a9\uc785\ud55c\uc9c0 \uc624\ub798\ub410\ub294\ub370 \uc65c \ud574\uc9c0\ud658\uae09\uae08\uc774 \uc5c6\ub098\uc694?<\/strong><\/p><p class=\"css-14on8x8\">\ub9cc\uae30\uc5d0 \uac00\uae4c\uc6cc\uc9c8\uc218\ub85d \ud574\uc9c0\ud658\uae09\ub960\uc774 \ub192\uc544\uc9c0\ub294\ub370\uc694. \uadf8\ub807\uae30 \ub54c\ubb38\uc5d0 \ub0a9\uc785\ud55c\uc9c0 \uc624\ub798\ub41c \uc0c1\ud488\uc77c\uc218\ub85d \ud574\uc9c0\ud658\uae09\uae08\uc774 \uc801\uc5b4\uc9c0\ub294\uac74 \ub2f9\uc5f0\ud55c \uc77c\uc785\ub2c8\ub2e4. \ub610\ud55c \ud574\ub2f9 \uc0c1\ud488 \uc790\uccb4\uac00 \uc800\ucd95\uc131\uc0c1\ud488\uc778\uc9c0 \ubcf4\uc7a5\uc131\uc0c1\ud488\uc778\uc9c0\uc5d0 \ub530\ub77c\uc11c\ub3c4 \ucc28\uc774\uac00 \ub0a9\ub2c8\ub2e4.<br \/>\uc608\ub97c \ub4e4\uc5b4 \uc885\uc2e0\ubcf4\ud5d8\uac19\uc740 \uacbd\uc6b0 \uc0ac\ub9dd\ubcf4\uc7a5\uae08\uc561\uc774 \ud070 \ub300\uc2e0 \uc0ac\uc5c5\ube44\ub098 \uc704\ud5d8\ubcf4\ud5d8\ub8cc\ub4f1\uc774 \ub192\uac8c \ucc45\uc815\ub418\uc5b4\uc788\uc5b4 \uc2dc\uac04\uc774 \uc9c0\ub0a0\uc218\ub85d \uc801\ub9bd\ub418\ub294 \uae08\uc561\uc774 \uc801\uc2b5\ub2c8\ub2e4. \ubc18\uba74 \uc554\ubcf4\ud5d8 \uac19\uc740 \uacbd\uc6b0 \uc21c\uc218\ubcf4\uc7a5\ud615\uc774\ub77c \ucc98\uc74c\ubd80\ud130 \ub05d\uae4c\uc9c0 \ub3d9\uc77c\ud55c \uae08\uc561\ub9cc\uc744 \ub0a9\ubd80\ud558\uba70 \uc911\uac04\uc5d0 \ud574\uc9c0\ud574\ub3c4 \uc774\ubbf8 \ub4e4\uc5b4\uac04\ub3c8 \uc774\uc0c1\uc73c\ub85c\ub294 \ubc1b\uc9c0 \ubabb\ud569\ub2c8\ub2e4.<\/p><p id=\"fdf403c1-4efe-4c4c-8500-509cb8321537\" class=\"css-14on8x8\"><strong><span class=\"css-1r3ko7u\"><span class=\"css-1iisb9p\"><span class=\"css-asuhd5\">\uc911\ub3c4 \ud574\uc9c0\uc2dc \uc190\ud574<\/span><\/span><\/span><\/strong><\/p><p class=\"css-14on8x8\">\ubb34\uc870\uac74 \uc190\ud574\ub77c\uace0 \ubcf4\uae30 \uc5b4\ub824\uc6b4 \ubd80\ubd84\uc774 \uc788\ub2e4\uba74 \uba3c\uc800 \uc740\ud589 \uc801\uae08\uacfc\ub294 \ub2ec\ub9ac \uc774\uc790\uc18c\ub4dd\uc138 15.4%\ub97c \ub5bc\uc9c0 \uc54a\ub294\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc704\uc5d0\uc11c \uc5b8\uae09\ud588\ub4ef \uc7a5\uae30\uc800\ucd95 \ubaa9\uc801\uc73c\ub85c \uac00\uc785\ud588\ub2e4\uba74 \uc624\ud788\ub824 \uc774\ub4dd\uc774\uba70 \ubc18\ub300\ub85c \uc9e7\uc740 \uae30\uac04\uc548\uc5d0 \ubaa9\ub3c8\ub9c8\ub828 \ud639\uc740 \ub178\ud6c4\uc790\uae08 \ub9c8\ub828\uc6a9\uc73c\ub85c \uac00\uc785\ud588\ub2e4\uba74 \uadf8\ub9cc\ud07c \uc190\ud574\ubcf4\ub294\uac83\uc774\uae30 \ub54c\ubb38\uc5d0 \uc8fc\uc758\ud574\uc57c\ud569\ub2c8\ub2e4.<\/p><p><strong>\ucd5c\ub300 \ud658\uae09 \ubc1b\ub294 \ubc29\ubc95<\/strong><\/p><p>\uc6b0\uc120 \uc815\uae30\uc801\uae08\ucc98\ub7fc \ub9e4\ub2ec \uc77c\uc815\uc561\uc744 \uafb8\uc900\ud788 \ub123\ub294 \ubc29\uc2dd\ubcf4\ub2e4\ub294 \uc790\uc720\ub86d\uac8c \ub123\uace0\uc2f6\uc744\ub54c \ub123\uc744 \uc218 \uc788\ub294 \uc720\ub2c8\ubc84\uc15c \uae30\ub2a5\uc774 \uc788\ub294 \uc0c1\ud488\uc774 \uc720\ub9ac\ud569\ub2c8\ub2e4. \ubb3c\ub860 \uc6d4\ub9c8\ub2e4 \ub0b4\uc57c\ud558\ub294 \uae08\uc561\uc774 \ucee4\uc9c0\uae30 \ub54c\ubb38\uc5d0 \ubd80\ub2f4\uc2a4\ub7ec\uc6b8\uc218\ub3c4 \uc788\uc9c0\ub9cc \uc5b4\ucc28\ud53c \uacc4\uc18d \uc720\uc9c0\ud560 \uacc4\ud68d\uc774\ub77c\uba74 \uc0c1\uad00\uc774 \uc5c6\uc2b5\ub2c8\ub2e4.<br \/>\ub610\ud55c, \ub0a9\uc785\uae08\uc744 \uc904\uc774\ub294 \uac10\uc561\uc644\ub0a9\uc81c\ub3c4\ub97c \ud65c\uc6a9\ud558\ub294\uac81\ub2c8\ub2e4. \uae30\uc874\uc5d0 \ub0b4\ub358 \uae08\uc561\ub9cc\ud07c\uc758 \ud574\uc57d\ud658\uae09\uae08\uc744 \ubc1b\uace0 \uc55e\uc73c\ub85c\uc758 \ub0a8\uc740 \uc57d\uc815\uae30\uac04 \ub3d9\uc548\uc740 \ub0b4\uc9c0 \uc54a\uc544\ub3c4 \ub429\ub2c8\ub2e4. \ub9c8\uc9c0\ub9c9\uc73c\ub85c \ubd88\ud544\uc694\ud55c \ud2b9\uc57d\ub4e4\uc744 \ube7c\uac70\ub098 \uc0ad\uc81c\ud568\uc73c\ub85c\uc368 \uc804\uccb4\uc801\uc778 \ubcf4\ud5d8\ub8cc\ub97c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub807\uac8c \uc138\uac00\uc9c0 \ubc29\ubc95\uc744 \uc801\uc808\ud788 \ud65c\uc6a9\ud55c\ub2e4\uba74 \ucd5c\uc18c\ud55c \ud604\uc7ac \ub0b4\uace0\uc788\ub294 \uae08\uc561 \ub9cc\ud07c\uc740 \ub3cc\ub824\ubc1b\uc744 \uc218 \uc788\uc73c\ub2c8 \ucc38\uace0\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2fdb54fc e-flex e-con-boxed e-con e-parent\" data-id=\"2fdb54fc\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1f506300 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"1f506300\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/kirika.newsdaa.com\/?p=32\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-double-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34zm192-34l-136-136c-9.4-9.4-24.6-9.4-33.9 0l-22.6 22.6c-9.4 9.4-9.4 24.6 0 33.9l96.4 96.4-96.4 96.4c-9.4 9.4-9.4 24.6 0 33.9l22.6 22.6c9.4 9.4 24.6 9.4 33.9 0l136-136c9.4-9.2 9.4-24.4 0-33.8z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">\ubcf4\ud5d8\ud574\uc9c0\ud658\uae09\uae08 \uc2e0\uccad\ud558\uae30<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1ae5d2f7 e-flex e-con-boxed e-con e-parent\" data-id=\"1ae5d2f7\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-472b9484 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"472b9484\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-249193da e-flex e-con-boxed e-con e-parent\" data-id=\"249193da\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-683a61b8 elementor-widget elementor-widget-heading\" data-id=\"683a61b8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><img decoding=\"async\" draggable=\"false\" role=\"img\" class=\"emoji\" alt=\"\ud83d\udcb0\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4b0.svg\"> \ud658\uae09\uae08 \uc815\ubcf4(\ud574\ub2f9 \ub0b4\uc6a9 \ud074\ub9ad)<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1946712e e-flex e-con-boxed e-con e-parent\" data-id=\"1946712e\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ea2374f elementor-widget elementor-widget-text-editor\" data-id=\"1ea2374f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>\ud83d\udc49<a href=\"https:\/\/savemoney.newsdaa.com\/?page_id=162\">\uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\ud658\uae09\uae08<\/a><\/strong><\/p><p><strong>\ud83d\udc49<a href=\"https:\/\/savemoney.newsdaa.com\/?page_id=190\">\ud1b5\uc2e0\ube44\ud658\uae09\uae08<\/a><\/strong><\/p><p><strong>\ud83d\udc49<a href=\"https:\/\/daitzi.net\/3o3\/11\">\uad6d\ubbfc\uc5f0\uae08\ud658\uae09\uae08<\/a><\/strong><\/p><p><strong>\ud83d\udc49<a href=\"https:\/\/daitzi.net\/3o3\/2\">\uad6d\uc138\ud658\uae09\uae08<\/a><\/strong><\/p><p><strong>\ud83d\udc49<a href=\"https:\/\/daitzi.net\/3o3\/6\">\uac00\uc804\uc81c\ud488\ud658\uae09\uae08<\/a><\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-104bed5f e-flex e-con-boxed e-con e-parent\" data-id=\"104bed5f\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-174f1ba6 elementor-widget elementor-widget-html\" data-id=\"174f1ba6\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<!-- \ubc18\uc751\ud615 -->\r\n<div style=\"text-align: center;\">\r\n<ins class=\"adsbygoogle\"\r\n     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img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/kirika.newsdaa.com\/?p=32\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/sumnmoney.newsdaa.com\/wp-content\/uploads\/2024\/03\/\ubcf4\ud5d8\ud574\uc9c0\ud658\uae09\uae08-1024x512.png\" class=\"attachment-large size-large wp-image-242\" alt=\"\" srcset=\"https:\/\/sumnmoney.newsdaa.com\/wp-content\/uploads\/2024\/03\/\ubcf4\ud5d8\ud574\uc9c0\ud658\uae09\uae08-1024x512.png 1024w, https:\/\/sumnmoney.newsdaa.com\/wp-content\/uploads\/2024\/03\/\ubcf4\ud5d8\ud574\uc9c0\ud658\uae09\uae08-300x150.png 300w, https:\/\/sumnmoney.newsdaa.com\/wp-content\/uploads\/2024\/03\/\ubcf4\ud5d8\ud574\uc9c0\ud658\uae09\uae08-768x384.png 768w, https:\/\/sumnmoney.newsdaa.com\/wp-content\/uploads\/2024\/03\/\ubcf4\ud5d8\ud574\uc9c0\ud658\uae09\uae08.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\ubcf4\ud5d8\ud574\uc9c0\ud658\uae09\uae08 \uc2e0\uccad\ud558\uae30 \ubcf4\ud5d8\ud574\uc9c0\ud658\uae09 \uc9c0\uae09\uc561\uc870\ud68c \ud83d\udccc \ubcf4\ud5d8 \ud574\uc9c0 \ud658\uae09\uae08\uc774\ub780? \ubcf4\ud5d8 \ud574\uc9c0 \ud658\uae09\uae08\uc740 \ubcf4\ud5d8 \uac00\uc785\uc790\uac00 \ubcf4\ud5d8\uc744 \uc911\ub3c4\ud574\uc9c0\ud55c \uacbd\uc6b0 \ubcf4\ud5d8\ub8cc\uc758 \uc801\ub9bd\uae08\uc744 \ubcf4\ud5d8\uc0ac \uc6b4\uc601\ube44, \ud574\uc9c0 \uacf5\uc81c\uc561\uc744 \uc81c\uc678 \ud6c4 \ub3cc\ub824\ubc1b\uc744 \uc218 \uc788\ub294 \uae08\uc561\uc785\ub2c8\ub2e4. \ub9cc\uc57d \ud658\uae09\ubc1b\uc9c0 \ubabb\ud55c \uae08\uc561\uc774 \uc788\ub2e4\uba74\u00a0\ub0b4\ubcf4\ud5d8 \ucc3e\uc544\uc90c \ud648\ud398\uc774\uc9c0\uc5d0\uc11c \ub2e4\uc74c\uacfc \uac19\uc774 \uc870\ud68c\ub97c \ud574 \ubcfc\uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\uc218\ub839 \ubcf4\ud5d8\uae08 : \ubcf4\ud5d8\ud68c\uc0ac\uc5d0\uc11c \ubcf4\ud5d8\uae09 \uc9c0\uae09\uc0ac\uc720\uac00 \ubc1c\uc0dd\ud558\uba74 \uc9c0\uae09 \uae08\uc561\uc774 \ud655\uc815\ub429\ub2c8\ub2e4. \uc774\ub54c \ubcf4\ud5d8\uae08 \ub0b4\uc5ed\uc744 \ud655\uc778\ud558\uace0,&hellip;&nbsp;<a href=\"https:\/\/sumnmoney.newsdaa.com\/?p=106\" class=\"\" rel=\"bookmark\">\ub354 \ubcf4\uae30 &raquo;<span 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